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Payment Methods


Credit cards are the most widely used online payment method in the world. Customers receive a line of credit and pay back the amount they spent in one go, generally at the end of the month. Many of the world’s leading credit card brands give customers a sense of security and most of them offer extensive buyer’s protection and insurances, which results in more conversions for merchants. Accepting payments through credit cards allows your business to sell to customers throughout the world.

Lovelymusthaves supports all the world’s leading credit card brands. Currently we support Visa, Mastercard, American Express, Cartes Bancaires and CartaSi, giving you the ability to service customers globally and locally. Visa alone has 2.5 billion cards in circulation and is active in more than 200 countries, with a total of 109 billion transactions per year.



PayPal is the most used online wallet in the world, with over 184 million active users. It can be used as a payment method in 202 countries and is used more and more in the Netherlands too, where more than 4 million online purchases are paid through PayPal per year.

Customers connect their credit card or bank account to their PayPal account, or add credit to their account. When using PayPal to pay for a purchase, the customer logs in and authorises the payment with just their e-mail address and PayPal password. No further personal and financial details need to be shared with the website, which makes PayPal very safe. Payments can also be settled through smartphone or tablet, which allows customers to pay anywhere with ease.

For customers, PayPal is a safe and easy way of paying for purchases online and it enjoys a high level of trust and confidence with them because they don’t have to share personal or financial details with a store or site. PayPal also offers both buyer and seller protection. Customers can have the full amount of their purchase reimbursed if they don’t receive an item, or receive an item that doesn’t fit the description. Sellers are protected against receiving unauthorised payments and unsubstantiated claims of not received products.

The usage of PayPal is quickly expanding beyond webshops to ticket-buying platforms, travel agencies and marketplaces.


SEPA bank transfers

SEPA stands for Single Euro Payments Area. SEPA was introduced by the European Council to streamline the European payments structure. With SEPA, bank transfers can be done from any European checking account to any other European checking account. Paying by bank transfer is a very familiar and safe way for customers to pay online. They use their own trusted online banking environment to transfer money. SEPA bank transfers are supported in 34 countries. The Netherlands, Belgium, France, Germany and Poland all know high percentages of shoppers using SEPA bank transfers to pay for their online purchases.

The European Union developed the SEPA standards to allow for streamlined bank transfers denominated in euro, through the adoption of consistent and uniform bank account numbers called IBAN. Advantages of Europe-wide standardized account numbers include quick processing time of transfers and equal costs for bank transfers across borders, allowing merchants to receive payments from customers all over Europe. Customers receive the benefit of wide availability, quick payment processing and low transaction costs.



Bitcoin is a cryptocurrency, money which only exists digitally, created specifically to be irretrievable when transferred. Transactions are verified and recorded through a process called ‘mining’, which also creates new bitcoins, without the need for a bank or governing body. Bitcoins are traded on marketplaces for other currencies and can also be used to purchase items, in which case, the bitcoins are transferred from a personal wallet to a receiving Bitcoin address.

Because Bitcoin was developed specifically for irreversible, online transactions, it’s a great payment method for online retailers. Bitcoin is mostly used in online tech stores, but it’s also being implemented and used in food delivery services, clothing stores and tourist accommodations like bed and breakfasts.


SOFORT banking

SOFORT Banking is a European-wide payment method which allows shoppers to pay for their purchases or make donations without having to create an account. Customers use their personal online banking credentials to log in and transfer money from their bank account. SOFORT Banking has a TÜV certificate which guarantees the safety of using it as a payment method.

SOFORT Banking can be used by shoppers from 13 countries in Europe. This makes it the ideal payment method to allow for Europe-wide expansion, which will drive conversions. SOFORT Banking is available in Germany, Austria, The Netherlands, France, UK, Switzerland, Italy, Spain, Belgium, Poland, Hungary, Czech Republic and Slovakia. It works with most consumer banks from these countries.

SOFORT Banking is a trusted and easy way of paying online. Customers us their familiar online banking credentials to log in to SOFORT Banking’s online banking environment and from there they transfer money directly from their bank account.

Over 35.000 merchants already offer SOFORT Banking to their customers, together they accept more than 2 million transactions each month. More than 20 million shoppers from all over Europe prefer to pay using SOFORT Banking.

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